Transfers Of Equity

A transfer of equity is where someone is being added to or removed from the legal title to a property.  This may be required for a number of reasons:

  • A sole owner wishing to add a partner or other person to property ownership; or
  • where a relationship has broken down and the ownership of the property is going from joint names into a sole name; or
  • A co-owner has passed away.

At Butcher & Barlow we can act for the party whose share is to increase or whose share is to be reduced, and provide full advice on the immediate and future implications of the transfer.

Where there is a mortgage secured against the property the mortgage lender will need to give their consent to the transfer taking place and the mortgage lender’s requirements will need to be complied with before the transfer of equity can be completed and registered at HM Land Registry. We will deal with all these requirements as part of the transaction.

In some cases, a re-mortgage will take place at the same time as the transfer of equity and your dedicated conveyancer will be your point of contact for both transactions.

Please be aware that stamp duty can apply in certain cases involving a transfer of equity and advice will be provided specific to your circumstances.

Here at Butcher & Barlow our specialist team of conveyancers have the expertise to guide through the process and give you peace of mind that all the legalities have been dealt with. Contact your local office to discuss your requirements and receive a quotation as to our fees for acting for you.

The Residential Property Team

Meet our team of dedicated residential property specialists.

a photo of Lynsey Stuchfield. Butcher & Barlow employee

Lynsey Stuchfield

Frodsham, Runcorn

an image of Mike Bracegirdle, a Butcher & Barlow LLP employee

Mike Bracegirdle

Northwich - Gadbrook Park

an image of Robert Morris, a Butcher & Barlow LLP employee

Robert Morris


an image of Sarah Askey, a Butcher & Barlow LLP employee

Sarah Askey


an image of Joanne Barton, a Butcher & Barlow LLP employee

Joanne Barton

Bury - Head Office

an image of Sue Curzon, a Butcher & Barlow LLP employee

Sue Curzon


Iain Grant

Iain Grant

Bury - Head Office

Tiffany Shoesmith

Bury - Head Office