There is often an assumption that Insurance will provide cover and pay out in all circumstances of loss. For this reason, it can be an unpleasant surprise if a claim on your policy is declined. Cover or claims may be declined for many reasons including:
- Policy interpretation;
- Breach of warranty;
- Breach of conditions; and
- Alleged fraud.
Regardless of the type of insurance, the Commercial Dispute Resolution team at Butcher & Barlow is able to assist policy holders where claims have been refused. Our experience working with loss adjustors means that we are able to fully explore the prospects of resolution without the need for lengthy and expensive legal proceedings and give you detailed advice on the procedure and likely costs and time scales. If needed, we are also able to present the matter to the Financial Ombudsman.